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WHAT ARE THE BENEFITIS OF FILING A BANKRUPTCY CHAPTER 7 OR A BANKRUPTCY CHAPTER 13?

Hibu Websites • Oct 14, 2021

CAN FILING A BANKRUPTCY CHAPTER 7 OR A BANKRUPTCY CHAPTER 13 ALLEVIATE FINANCIAL DISTRESS?

Yes! Filing a bankruptcy chapter 7 or a bankruptcy chapter 13 can alleviate financial distress. Michael A. Dilella, Jr., the owner of Financial Counseling Center (FCC) in Los Angeles, has conducted thousands of free in-depth consultations to explain the benefits of filing a bankruptcy chapter 7 or bankruptcy chapter 13 over three decades. Don't hesitate to call (323) 954-4330 for your private appointment. Here are a few examples of questions you might want answers to;

  • Will bankruptcy effect my ability to become a citizen if I have a green card?
  • Can I lease or purchase a new car prior to filing for bankruptcy ?
  • How much money can I have in my bank account when I file for chapter 7?
  • Do I need to owe a certain amount of money before I can file for Bankruptcy? 
  • If I file for bankruptcy and I have a co-signer will they be affected by the case?
  • If I’m an authorized user ‘with’ someone who is filing for bankruptcy am I going to be affected?
  • Will my ability to become a citizen be affected if I file a bankruptcy?
  • Will I have to close my bank accounts if I file bankruptcy?
  • Will I lose the real estate I currently own when I file bankruptcy?
  • Will I have a problem getting a job after filing bankruptcy?
  • Can I purchase property after filing bankruptcy?
  • Will a bankruptcy filing affect my retirement?
  • Debt consolidation versus bankruptcy chapter 7; which is best for you?
  • Are your student loans dischargeable in a bankruptcy chapter 7 filing?
  • Why should you avoid credit repair?


For bankruptcy details, Michal A. Dilella, Jr.'s video playlists can be found on youtube.com. When you're ready, don't hesitate to call for your free in-depth consultation; (323) 954-4334. Below are few testimonial 'synopsis' as a result of the bankruptcy guidance and assistance Michael and his team provides; or go to YELP.

  • No amount of questions are too many for Tamara & Michael; soon, the ordeal became stress free.
  • Their kinds words of encouragement helped me through the process.
  • They treated me with respect. Motivated, I moved through the process and my embarrassment vanished.
  • They deserve 5 stars all the way, in every category of debt resolution.
  • FCC is amazing. I was lost and had no idea what to do or where to start. Michael’s YELP responses to my questions stood out beyond other services/attorneys. 
  • Very straightforward, made sure I understood options, informative, no pressure, never pushing for a sale. Very responsive, reassuring, I 100% recommend him. 
  • Best advice, they care giving full attention to issues to present options for solutions. 
  • Timely, informative, legit, professional, straightforward, honest and not pushy which is so RARE today!
  • Incredible experience! Michael/FCC went above and beyond to help us when the pandemic shut our business down. 
  • Suffocated by bills? Financial hardship? Harassed by creditors? Michael did the impossible for us. We went in for a free consultation and walked away with a complete plan. Within 6 months I was debt free. He negotiated, pleaded, worked and worked. Our stress is gone, lawsuits stopped…now we can concentrate on living even during the worst pandemic of human history we have hope for our future. Call him to change your life for the better.
  • I had no idea Financial Counseling Center's services were available. Michael changed my family’s life as he explained the laws and options. He and his team get straight to the point, take action and they’re affordable.
  • Afraid of attorneys? …call Michael Dilella, the owner of Financial Counseling Center, to be put at ease and get the help you need. Learning about and selecting the best options to resolve your financial situation you will experience their kindness, honesty, care and generosity with time...they never making you feel that you are wasting their time. They deserve more than 5 stars. So happy to have found them.
  • Grateful to connect w/Michael-FCC. His expertise erased anxiety as his solutions gave me control over my financial future.
  • Impressed by their efficiency, thoughtfulness, guidance…all reduced my stress.
  • If you are overwhelmed with debt and scared, call Michael! I was taken advantage by other consultants but Michael was warm, helpful, never judgmental and he had solutions never dropping the ball. Don’t live in FEAR or anxiety, call Michael…he will go above and beyond to help you.
  • I had HUGE problem; he was honest, caring, diligent, knowledgeable, thoroughly answered questions and gave applicable solutions ending in resolution. I feel lucky to have found him and his staff. I was not hustled, they were affordable and worth every penny.
  • Read his stellar reviews, all true, he is honest, supportive, affordable, did what he said he would do without fail…I don’t think anyone could have provided better service.
  • Tremendous help; patient, honest, direct, fair, trustworthy giving pros/cons of options and now I have FREEDOM from debt and very happy.
  • My journey of working on finances found Michael & his team patient and understanding over an entire year.
  • Financial ghosts came back to haunt me. Thankful for the goodwill and personal support provided by FCC
  • Are you experiencing anxiety & stress over your financial situation? It is never easy to deal with overwhelming debt or financial troubles. FCC is the one to go to.
  • The FCC team is honest, affordable & easy going.
  • Buried in debt, I thought there was no way out. At my wits end, so desperate, I thought I had to sell my home. FCC put my mind at ease. Michael A. Dilella, Jr., is knowledgeable, experienced, friendly, caring…a GODSEND! He guided, advised, comforted, saved my house…call him to get your life back on track.
  • Financial Counseling Center sincerely cared about me and my family. If you are in a financial bind FCC is where you will get help. They changed our lives for the better.
  • Have you ever felt suffocated, helpless and in need of a 2nd chance? Trust me, call Michael A. Dilella, Jr., the owner of Financial Counseling. Let him get you out of your financial mess and save you. I had never ending bills for over a decade…trapped in the rat race. Now, I can breathe and live without worry. Get rid of the stress, it sucks! Just call.
  • They were generous with their time when I was in financial distress and out of work as they presented me with the best options to remedy my situation.
  • Financial Counseling Center is amazing! …so helpful and understanding!
  • Michael is the best, on top of everything, saved me thousands of dollars. The Financial Counseling Center team is kind, understanding, respectful…a pleasure to work with.
  • Michael has exceptional skills, very professional, knowledgeable and extremely compassionate. In other words, reasonable, empathetic, kind and produces results.
  • Michael is honest, clearheaded, strategic and keeps his promises.
  • Straight shooter, no BS! Presents options, step by step guidance…I was happy to pay his fees. I felt comfortable & confident throughout the process. His free consultations have helped other family members.
  • Michael and Tamara Dilella are caring, efficient, reassuring…Michael is genuine, great listener, caring…clear about pros and cons of each option. He is a problem solver, a guardian angel alleviating anxiety and stress as rational solutions played out. If you call and they do not pick up, do not worry, they will call back ASAP and help!
  • My bad, but, Michael Dilella showed me a way out of the situation I created. He cared! It felt like a friend helping me out. My free consultation was over an hour long. He gave me so much advice but I chose to hire him and he did an amazing job.
  • I was frustrated, so much debt, Michael A. Dilella answered all my questions…he was a lifesaver. Throughout COVID 19 restrictions, he was responsive throughout the debt settlement process.
  • Surprised by the INDEPTH free consultation and the amount of information, I instantly felt relief and felt optimistic about our future. 
  • Lenders & collection agencies can be cold & heartless, but, Michael A. Dilella, Jr.'s responses are prompt, he is flexible, clear, realistic, courteous and his service has great value. 
  • Free consult was more than expected and level-headed options were given and I was comforted by Michael's sincere interest in my situation.
  • It was not an easy road but Michael and Tamara Dilella stayed with us through all the ups & downs. They were honest, direct and had solutions for our dilemma.
  • Gratitude is not adequate for the help I received. They unraveled each complication professionally with results.
  • It was a very scary decision when I decided to file bankruptcy. Financial Counseling Center's team was so caring & understanding, taking time to make sure I understood the bankruptcy process thoroughly. They are professional, organized, knowledgeable…I was in good hands and you will be too.


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