Chapter 7

You can discharge all your unsecured debts such as medical bills, credit cards, lawsuits, charge cards, etc., and start with a clean slate. Your house, cars, personal belongings, checking accounts, saving accounts, car loans, leases, and any retirement or pension plan are not affected by the Chapter 7 Petition in any way, shape, or form.

The case is simple to file. We process the paperwork for you, and you sign the documents. You have the choice to have or not to have an attorney present in court.

From the day that we file the petition in court, we will have an automatic stay case number. This case number represents a federal restraining order against any lawsuits, garnishments, levies, repossessions, foreclosures, collections, phone calls, letters, and any collection efferts by any attorneys, creditors, or collection agencies.