This subject deserves a lot of patience and time to make the right decision. Since so much is at stake when a home is in jeopardy, you should take the time to learn and plan the best option for your situation.

You have to be very careful when you are making decisions based on your home. Many factors need to be explored before you can receive the proper advice. If your goal is to keep the home that is facing a foreclosure proceeding, we can explain to you your different options based on your situation.

Your lender may have some options available for you. If you have no more options with the lender and you need to stop the sale of your home immediately, we can file a Chapter 13 bankruptcy and stop the foreclosure immediately.

In a Chapter 13 bankruptcy, the federal court will allow you to pay what you owe to your house in a three-year plan. Many other options apply to a Chapter 13 case, including your other bills and unsecured credit that will be included in the plan to stop the interest, reduce the payment, and help you get out of debt.